Diplômée d'une école de commerce, Marine cultive une passion pour l'immobilier et l'aménagement d'intérieurs. Ses dix années d'activité commerciale en grande distribution lui ont permis d'exprimer pleinement son sens du service et de la relation client, tout en menant tambour battant et à titre personnel plusieurs réhabilitations talentueuses de bâtisses anciennes dans le Sud Ouest.
Elle décide lors de son retour à La Rochelle de mettre sa passion au service de son métier et prend la direction de l'agence Ateliers Lofts & Associés qui a ouvert en septembre 2017.
Audacieuse, déterminée et animée d'un sens fort de l'esprit d'équipe, elle mettra tout en oeuvre avec sa troupe pour que vos projets se réalisent.
Basque d'origine et Royannais d'adoption depuis 14 ans.
Après 20 ans de management commercial dans l'industrie pharmaceutique et un master administration des entreprises, il a rejoint l'équipe pour se consacrer à sa passion pour l'architecture et le design, plus particulièrement pour l'architecture belle époque et celle des années 50.
Curieux, épicurien, intarissable sur l'attrait de la région royannaise et oléronaise, il souhaite participer à sa mesure à la mise en valeur du patrimoine architectural local.
Son expérience de la relation client permettra de vous accompagner dans vos projets.
Rochelaise et enracinée à l’art de vivre de sa ville natale, elle conjugue deux métiers de cœur : le journalisme depuis 17 ans, et celui de négociatrice au sein de l’agence.
Sa longue collaboration avec les Éditions Habitat, magazines de décoration et d’architecture du grand Ouest, ont fait naître chez Karen une vraie sensibilité aux espaces, aux ambiances, aux histoires nées sous le crayon d’architectes talentueux.
Attachée à chaque histoire, et avec une capacité naturelle à écouter, elle a su se forger une approche singulière du métier.
Après avoir passé dix ans à La Rochelle au service d'une grande collectivité, cette royannaise diplômée de Sciences po revient dans sa ville natale pour se consacrer à la mise en lumière des pépites architecturales de Royan.
Volontaire, Margot cache derrière une apparente tranquillité une énergie dynamique qu'elle dépense en montant sur les planches ou à la course à pied sillonnant la côte.
Grâce à sa très bonne connaissance de la ville de Royan et du département Margot est une aide précieuse pour accompagner vos recherches et trouver ce lieu unique auquel vous aspirez.
Forte d'une expérience commerciale de 20 ans, dont 11 dans l'immobilier, Sandrine exerce son métier avec passion depuis 2009 sur le secteur de la Rochelle Nord. Attachée à la satisfaction client, elle a su développer au fil des années un réseau local fort sur son secteur où elle est aujourd'hui reconnue. Elle rejoint l'aventure Ateliers Lofts & associés en 2021, motivée par une vision commune de l'immobilier, et des valeurs partagées avec l'équipe. Bienvenue Sandrine!
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What is an undivided purchase?
An undivided purchase occurs when at least two people become owners of a property. Each purchaser becomes the owner of the property, because he or she has participated financially in its acquisition: they are calledthe undivided co-owners.
How does an undivided ownership purchase work?
At the time of purchase, each joint owner acquires rights to the property as a whole, but becomes the owner only to the extent of his or her share in financing the purchase.
To finance your purchase, you have the choice of taking out a property loan independently of each other, financing your share of the project in cash or taking out the same bank loan together. Buying a property in joint ownership does not oblige you to finance and divide your transaction equally.
Why buy in joint ownership?
Buying in joint ownership remains the least restrictive way, in terms of formalities, to acquire a property with several people.
In addition to being simple and convenient, buying in joint ownership is an economical solution for those who wish to buy a property with several people, without incurring any particular costs.
Joint ownership has the advantage of being able to be used for the purchase of any property: land, apartment, main residence, second home, etc.
The purchase in joint ownership can be carried out with one's married or civil union spouse, friends or a family member. Restrictions are therefore almost non-existent.
Another advantage of joint ownership is that each purchaser becomes the owner of the property according to his or her financial contribution and participates in the payment of taxes and charges inherent to the property acquired.
This simple and practical form of ownership is therefore ideal for embarking on a real estate project while reducing rental risks and charges.
How to manage an undivided property ?
Whatever the financial arrangement (50/50, 70/30...), the decisions necessary for the management of the property purchased in joint ownership must be taken unanimously. It is therefore imperative that the undivided owners agree.
The appointment of a manager, voted unanimously, is possible. He will act as an intermediary between the purchasers, and will have full powers in the name and on behalf of the undivided ownership. The manager will be responsible for the management of the undivided property.
How to resell a property bought in undivided ownership?
The sale of an undivided property requires the use of a notary and the acceptance of the other parties. The principle of unanimity remains in force (unless one of the joint owners holds 2/3 of the rights), in which case each party recovers its shares.
In the event that one of the co-owners blocks the sale of the property, it is then possible to seize the judge of the Tribunal de Grande Instance to order the sale of the property(article 815-5-1 of the Civil Code).
In the event of the death of one of the undivided co-owners, his heirs benefit from the undivided shares. If they do not wish to keep them, they can choose to sell them to the other undivided co-owners (in priority) or to a third party.
On Sunday 18th July, 250 classic cars set off from the Chantilly Polo Club to discover the roads of the region. A unique top-of-the-range gathering with a hand-picked selection of beautiful cars.
The morning was devoted to the rally on the most beautiful roads of the south-east of the Oise. In the afternoon, visitors had free access to admire the models presented. Activities were also proposed: the Polo tournament without forgetting the inevitable elegance contest and its prize giving.
This charity event was created in 2015 by the brothers Charles and Thibault Leroy, whose aim is to bring together the automobile, polo and the Chantilly region. The event is run by the Automobile Club d'Aumale, a circle of friends who are passionate about vintage or prestige vehicles.
On this occasion,the Ateliers Lofts et Associés team from Paris took part in the 7th edition of the Aumale Rally. The director of the agency Olivier THONON made two of his cars available and entered them in the race to the great pleasure of our clients who responded to the invitation.Two other privileged customers came with their collection vehicle: the famous DS 21 pallas injection and the unavoidable Ferrari 308 GTS.
This day, in addition to being sunny and punctuated by various activities, allowed us to discover and admire the most beautiful classic cars of the region, all this for the benefit of a noble cause, theAll the profits collected during the event were donated to the Curie Institute which fights against childhood cancer.
Thanks again to our customers who attended the event, we hope to see you there next year!
You have a project of sale or purchase? The agency Ateliers Lofts answers your questions on the compromise of sale.
The ultimate step after having found the property of your dreams is to go to the notary to sign the preliminary sales agreement. A compromis de vente is a firm and definitive commitment to buy and sell a property at a price agreed between the seller and the buyer.
It is subject to the fulfilment of various conditions precedent, in particular that the buyer obtains his loan. It is therefore preferable to contact your bank or a finance broker before reaching this stage.
Once the financing capacities have been determined and in order to confirm the buyer's serious commitment to the property, the signing of the preliminary sales agreement is accompanied by the payment of a deposit by the buyer.Once the financing capacities have been determined and in order to confirm the buyer's serious commitment to the property, the signing of the provisional sales agreement is accompanied by the payment by the buyer of a sum of between 5% and 10% of the sale price, known as a deposit, which will be deducted from the price when the notarial deed is signed.
The compromise is therefore equivalent to a sale. If one of the parties renounces the transaction when all the conditions are met, the other party can force it to do so by legal action, and can also demand damages.
Here are the dhere are the different documents to be gathered by the real estate agent for the drafting of the compromise:
- The sales mandate
- The purchase proposal correctly filled in, signed by the buyers and countersigned by the sellers
- The seller's title deed: nature, address, administrative information (land registry or lot number and thousandths for a co-ownership, easements) or the deed of succession
- If applicable, a copy of the divorce decree
- Copy of the identity documents of the parties and copy of the family record book (date and place of marriage, marriage contract) profession.
- Seller and buyer information sheet
- The DDT The objective of the technical diagnosis file (DDT) is to protect and better inform a future owner or tenant on the elements of the building likely to present risks for the health or safety of people.
- Property tax notice
- If subdivision or land: the specifications, rules of subdivision, boundary land,
- Invoices if work has been carried out for less than 10 years as well as the biennial, decennial, declaration of completion of work, damage work, compliance if necessary
- If the property is sold rented copy of the lease
It is only after all these steps that the date of the transfer of ownership and enjoyment occurs, i.e. at the signing of the deed of sale drawn up by a notary.
After 16 years of work, La Samaritaine, owned by LVMH, reopened its doors to the general public on Wednesday, June 23, 2021. Under its extraordinary glass roof, the extraordinary renovation of this building has revived its Art Nouveau style and Parisian chic.
The history of this place begins in 1870 with Ernest Cognacq, a fabric salesman who set up a business on rue du Pont-Neuf using all the fashionable concepts of the sales field: the products have a unique price noted on the article, the store is organized in departments and customers can try before buying.
It was a rapid success, the Samaritaine expanded and eventually occupied 4 neighbouring stores that stretched between the Quai du Louvre and the Rue Rivoli. The Samaritaine grewand evolved under the direction of its successive owners. It reached its golden age in the 1960s, becoming a key address in Paris.
With a budget of over 500 million euros, the renovation of the Parisian department store is one of the most anticipated architectural events of this year.
The place has retained its Art Deco and Art Nouveau DNA with all its mythical elements carefully renovated, including its floral mosaics, wrought iron balustrades and frescoes decorated with multicoloured peacocks.
A typically Parisian place that brings together fashion, gastronomy and the art of living! 20,000 square metres of sales area with a selection of over 600 brands. The department store has a3,000 square metre beauty areaand a so Frenchy concept store to delight tourists.Restaurants, cafés,and tea rooms, intotal there are 10 food outlets ready to offer you the best of French cuisine. In addition, La Samaritaine now includes a luxury hotel "Le Cheval Blanc".whichoffers 72 rooms, all with a view over the Pont-Neuf, a 30-metre long swimming pool and a green terrace.